TOOLS AND GUIDES
Resources
worth a look.
These are tools and official guides I would send to a friend who is paying off debt or planning for retirement. Government and nonprofit links are free. If a link is an affiliate link, this page says so above that link.
Credit reports and debt help
Free official and nonprofit sources for credit reports, counseling, and debt-collection rights.
AnnualCreditReport.com
Free weekly credit reports from Equifax, Experian, and TransUnion.
NFCC
Find a nonprofit credit counselor or a debt management plan.
CFPB: debt collection
Debt collection rights and sample letters.
CFPB: consumer tools
Money tools from the Consumer Financial Protection Bureau.
FTC: how to get out of debt
How to get out of debt and how to spot a debt-relief scam.
Student loans, benefits, and taxes
Official pages for federal student loans, Social Security, and retirement-plan rules.
Federal Student Aid
Repayment options and the Loan Simulator.
my Social Security
Your Social Security account and benefit estimates.
IRS: retirement plans
Contribution limits and IRA rules.
Saving and general help
An official calculator and a starting point for debt, credit, and housing help.
Investor.gov: compound interest calculator
A compound interest calculator from the SEC.
USA.gov: money
Help with debt, credit, and housing.